Terms of sale and use

Last updated 1 November 2026

In short: a one-time purchase gives you a personal licence to use Budget App on up to 2 devices, with a 14-day money-back guarantee. Budget App helps you organise your money; it isn't financial advice.

Who sells Budget App

Budget App is sold by Polaris Solutions, run by Elaine Rosales, an individual based in Naga City, Philippines (“we”). Contact: support@mypolarisapps.com. Payments are processed by Dodo Payments.

Free trial

You can use every feature free for 14 days, with no payment details needed. After the trial, without a licence, your budget becomes read-only: you can still view it, back it up and export it.

Your licence

• The price is a one-time payment shown at checkout. There is no subscription and no recurring charge.
• Your licence key lets you use Budget App for your own personal or household use on up to 2 devices at a time. You can move it between devices in Settings › Licence.
• Please don't share, resell or publish your licence key.
• Your licence includes the updates we release for version 1 of Budget App. A future major version may be sold separately; if so, it will be optional, and the version you bought keeps working.

Your data and backups

Your data is stored on your own device, not by us. You are responsible for keeping backups; the app reminds you and offers several ways to back up. We can't recover data that is lost when a device or its browser data is cleared, or when a PIN is forgotten.

Not financial advice

Budget App helps you organise and understand your money. Its figures, projections and payoff estimates are estimates based on what you enter, and are not financial, tax or legal advice. Please check important decisions with a qualified professional.

Availability

We work to keep Budget App working well, but we can't promise it will be free of errors or always available. Once installed, it works offline.

Refunds

See our refund policy: a full refund within 14 days of purchase.

Liability

To the extent the law allows, we aren't liable for indirect or consequential losses, and our total liability to you is limited to the amount you paid for Budget App. Nothing in these terms limits rights you have under consumer protection laws that can't be excluded.

Governing law

These terms are governed by the laws of the Republic of the Philippines, without taking away any protections given to you by the laws of the country where you live.

Changes

We may update these terms; the date above shows the latest version. The terms in place when you bought apply to that purchase.